Privacy Policy

Last Updated: 7 March 2026

1. Identity of the Data Controller

The data controller responsible for your personal data is Estratégia Dinheiro, with registered address at R. Eduardo Joaquim Reis Figueira 750, 4440-647 Valongo, Portugal. You may contact us regarding data protection matters at info@estrategiadinheiro.com or by telephone on +351 224 218 600.

2. What Data We Collect

When you use our contact form, we collect the information you voluntarily provide, which may include your name, email address, telephone number, and the content of your message. We do not collect any financial data, account information, or sensitive personal data through this website.

When you visit our website, certain technical data may be collected automatically, including your IP address, browser type, operating system, pages visited, and the date and time of your visit. This data is collected through cookies and similar technologies, as described in our Cookie Policy.

The simulation tools on this platform operate on hypothetical, user-entered data. We do not store, transmit, or process any real financial information entered into the simulators.

3. Legal Basis for Processing

We process your personal data on the following legal bases under the General Data Protection Regulation (GDPR) and the Portuguese Data Protection Law (Law 58/2019):

• Consent: where you have given explicit consent, such as when submitting the contact form or accepting non-essential cookies.
• Legitimate interests: for the operation and improvement of our website and platform, where such interests are not overridden by your rights.
• Legal obligation: where processing is required to comply with applicable laws and regulations.

4. How We Use Your Data

We use the information collected through the contact form solely to respond to your enquiry and to maintain a record of our correspondence. We do not use this data for marketing purposes without your explicit consent. Technical data collected through cookies is used to analyse website usage and improve the platform experience.

5. Data Retention

Contact form data is retained for a period of up to two years from the date of your enquiry, after which it is securely deleted unless a longer retention period is required by law. Technical and analytical data collected through cookies is retained for the periods specified in our Cookie Policy.

6. Sharing of Personal Data

We do not sell, rent, or trade your personal data to third parties. We may share your data with trusted service providers who assist in operating our website and platform, subject to appropriate data processing agreements. These providers are required to handle your data securely and in accordance with applicable data protection law. We may also disclose data where required by law or by a competent authority.

7. International Data Transfers

Where personal data is transferred outside the European Economic Area, we ensure that appropriate safeguards are in place, such as Standard Contractual Clauses approved by the European Commission, to protect your data in accordance with GDPR requirements.

8. Your Rights

Under GDPR and applicable Portuguese law, you have the following rights regarding your personal data:

• The right to access the personal data we hold about you.
• The right to rectification of inaccurate or incomplete data.
• The right to erasure of your data in certain circumstances.
• The right to restrict processing of your data.
• The right to data portability in a structured, commonly used format.
• The right to object to processing based on legitimate interests.
• The right to withdraw consent at any time, without affecting the lawfulness of processing prior to withdrawal.

To exercise any of these rights, please contact us at info@estrategiadinheiro.com. We will respond to your request within 30 days. You also have the right to lodge a complaint with the Portuguese data protection authority, the Comissão Nacional de Proteção de Dados (CNPD), at www.cnpd.pt.

9. Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. These measures include secure data transmission protocols, access controls, and regular security reviews. However, no method of transmission over the internet is entirely secure, and we cannot guarantee absolute security.

10. Children's Privacy

Our platform is not directed at children under the age of 16. We do not knowingly collect personal data from children. If you believe a child has provided us with personal data, please contact us immediately and we will take steps to delete such information.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The date at the top of this page indicates when the policy was last revised. We encourage you to review this policy periodically. Continued use of our website following any changes constitutes acceptance of the updated policy.

12. Contact

For any questions or concerns regarding this Privacy Policy or our data processing practices, please contact us at: info@estrategiadinheiro.com or R. Eduardo Joaquim Reis Figueira 750, 4440-647 Valongo, Portugal.